Santa Barbara and Ventura Debt Collection Defense Attorney
If you have run into financial difficulty, whether you've been injured, lost a job or gone through a divorce, you may live in fear of hearing the phone ring or going to the mailbox, knowing that it could be a creditor trying to get you to make payments you can't make. You don't have to live with the stress and anxiety that creditor harassment causes. An experienced lawyer can help you take steps to stop the incessant calls and letters.
At the office of attorney Dennis J. Shea, I have been in practice for more than 25 years, the last 17 as a sole practitioner. I built my solo practice on a commitment to personal service and attention, taking the time to listen carefully to determine your needs, and promptly returning all calls and e-mails. When you hire me to help you stop creditor harassment, you will work exclusively with me throughout the process. My primary goal is always to provide you with the necessary information and quality counsel to make intelligent decisions that protect your interests.
For a free initial consultation with an experienced Santa Barbara creditor harassment attorney, contact my office online or call me at 805-284-9703.
Helping You Put an End to Creditor Harassment
Under the federal bankruptcy laws, when you file for protection under Chapter 7 or Chapter 13, an "automatic stay" immediately goes into effect, prohibiting your creditors from calling, writing or taking any legal action outside the bankruptcy proceeding to collect the debt. The simple act of filing a bankruptcy petition will stop foreclosure, garnishment, repossession, or collection actions and lawsuits.
I handle all matters related to Chapter 7 and Chapter 13 bankruptcy petitions, preparing and filing all the necessary paperwork and acting as your advocate in meetings with creditors, the court or the bankruptcy trustee.
I can also help you get relief from creditor harassment outside of bankruptcy. Creditors are supposed to comply with the provisions of the Fair Debt Collection Practices Act, a federal law that restricts when and how often they can contact you to try to collect a debt. I have a comprehensive understanding of the law and will directly contact your creditors if their actions violate your rights.
Contact the Law Office of Dennis J. Shea
I offer a free initial phone consultation to all clients. To schedule an appointment, contact my office by e-mail or call me at 805-284-9703. I am available evenings and weekends by request. My office is conveniently located in Santa Barbara, California.
Se habla español. Llame mi oficina para obtenir ayuda de abagado en conneccion con bancarrota o foreclosure.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
